{"id":47327,"date":"2022-12-05T15:20:03","date_gmt":"2022-12-05T20:20:03","guid":{"rendered":"https:\/\/harvestportfolios.com\/?page_id=47327"},"modified":"2026-01-05T11:10:46","modified_gmt":"2026-01-05T16:10:46","slug":"retirement-planning","status":"publish","type":"page","link":"https:\/\/harvestportfolios.com\/retirement-planning\/","title":{"rendered":"Retirement Planning"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Landing Hero&#8221; _builder_version=&#8221;4.27.5&#8243; background_color=&#8221;gcid-519d4255-9e5e-48ce-ba44-69282e61568a&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;148deg&#8221; background_color_gradient_stops=&#8221;rgba(8,39,66,0.29) 20%|rgba(8,39,66,0.1) 80%&#8221; background_image=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/2024\/02\/Retirement-Planning-Hero.webp&#8221; background_position=&#8221;center_left&#8221; background_blend=&#8221;multiply&#8221; height=&#8221;65vh&#8221; height_tablet=&#8221;auto&#8221; height_phone=&#8221;auto&#8221; height_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;100px|0px|130px|0px|false|false&#8221; custom_padding_tablet=&#8221;60px||30px||false|false&#8221; custom_padding_phone=&#8221;40px||10px||false|false&#8221; animation_direction=&#8221;top&#8221; hover_enabled=&#8221;0&#8243; background_last_edited=&#8221;on|tablet&#8221; background_position_phone=&#8221;center_left&#8221; background_horizontal_offset_phone=&#8221;40%&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-519d4255-9e5e-48ce-ba44-69282e61568a%22:%91%22background_color_gradient_stops%22,%22background_color%22%93}&#8221; sticky_enabled=&#8221;0&#8243; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row module_class=&#8221;pa-inline-buttons&#8221; _builder_version=&#8221;4.24.2&#8243; width=&#8221;85%&#8221; width_last_edited=&#8221;off|tablet&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;||40px||false|false&#8221; custom_width_px=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; header_font_size=&#8221;62px&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;50rem&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;|||&#8221; header_font_size_tablet=&#8221;54px&#8221; header_font_size_phone=&#8221;48px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_line_height_tablet=&#8221;1em&#8221; header_line_height_phone=&#8221;1.1em&#8221; header_line_height_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Simplify Retirement Planning with Income<\/h1>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.5&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;27px&#8221; link_text_color=&#8221;#FFFFFF&#8221; max_width=&#8221;50rem&#8221; max_width_tablet=&#8221;70%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||40px||false|false&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_text_shadow_style=&#8221;preset2&#8243; text_text_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<p style=\"text-align: left;\">Retirement planning in Canada is increasingly complex. The end of private pensions has created a $1.5 trillion shortfall in retirement income, according to the National Institute on Ageing<a href=\"#_ftn1\" name=\"_ftnref1\"><sup style=\"font-size: 0.6em; line-height: 9px;\">[1]<\/sup><\/a>. RRSP savings have been used to bridge the gap in retirement plans, but stretching a finite amount of savings into retirement income for life is a complex prospect.<\/p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/brochures\/Harvest_Retirement_CF.pdf&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Investor Brochure&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;rgba(0,0,0,0.2)&#8221; button_border_color=&#8221;#FFFFFF&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;|25px|10px||false|false&#8221; custom_margin_tablet=&#8221;|15px|||false|false&#8221; custom_margin_phone=&#8221;|15px|||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; 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da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;85%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; header_2_font=&#8221;Montserrat|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;36px&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; animation_direction=&#8221;bottom&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<h2>Comprehending the Complexity of Retirement in Canada<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; 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_module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#666666&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;27px&#8221; link_text_color=&#8221;#666666&#8243; header_text_align=&#8221;left&#8221; header_2_font=&#8221;Merriweather||||||||&#8221; header_4_font=&#8221;Raleway||||||||&#8221; header_4_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; max_width=&#8221;80%&#8221; max_width_tablet=&#8221;75%&#8221; max_width_phone=&#8221;75%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; animation_direction=&#8221;bottom&#8221; hover_transition_duration=&#8221;0ms&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;16px&#8221; header_4_font_size_phone=&#8221;16px&#8221; header_4_font_size_last_edited=&#8221;on|tablet&#8221; 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header_4_font_size_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_4_text_color%22%93}&#8221;]<h4 style=\"text-align: center;\">of private sector employees don\u2019t have a traditional pension plan<a href=\"#_ftn1\" name=\"_ftnref1\"><sup style=\"font-size: 9px; line-height: 9px;\">[1]<\/sup><\/a><\/h4>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.24.0&#8243; background_position=&#8221;top_left&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_number_counter number=&#8221;20&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; number_font=&#8221;Montserrat|600||on|||||&#8221; number_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; number_font_size=&#8221;76px&#8221; 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text_line_height=&#8221;27px&#8221; link_text_color=&#8221;#666666&#8243; header_text_align=&#8221;left&#8221; header_2_font=&#8221;Merriweather||||||||&#8221; header_4_font=&#8221;Raleway||||||||&#8221; header_4_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; max_width=&#8221;80%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;75%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; animation_direction=&#8221;bottom&#8221; hover_transition_duration=&#8221;0ms&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;16px&#8221; header_4_font_size_phone=&#8221;16px&#8221; header_4_font_size_last_edited=&#8221;on|tablet&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_4_text_color%22%93}&#8221;]<h4 style=\"text-align: center;\">of Canadians retiring at 65 will live past 95<a href=\"#_ftn1\" name=\"_ftnref1\"><sup style=\"font-size: 9px; line-height: 9px;\">[1]<\/sup><\/a><a href=\"#_ftn1\" name=\"_ftnref1\"><\/a><\/h4>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#f8f8f8 35%|#ffffff 35%&#8221; custom_padding=&#8221;20px||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; 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button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Montserrat|600||on|||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;60px||||false|false&#8221; custom_padding=&#8221;14px|25px|14px|25px|true|true&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_bg_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f78c00&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Charts&#8221; _builder_version=&#8221;4.24.0&#8243; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;80px|0px|60px|0px|false|false&#8221; animation_direction=&#8221;bottom&#8221; da_disable_devices=&#8221;off|off|off&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;85%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||60px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; header_2_font=&#8221;Montserrat|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;36px&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221;]<h2 style=\"text-align: center;\">More Canadians are older.<br \/>Older Canadians are living longer.<\/h2>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.5em&#8221; link_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; max_width=&#8221;77%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22link_text_color%22%93,%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22text_text_color%22,%22text_text_color%22%93}&#8221;]<p style=\"text-align: center;\">Canadians need a way to stretch their savings into retirement income for life.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display: flex;&#8221; custom_css_main_element_phone=&#8221;display: block;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_4_font_size=&#8221;20px&#8221; header_5_font=&#8221;Montserrat||||||||&#8221; header_5_text_color=&#8221;#666666&#8243; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;80%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<h4 class=\"p1\" style=\"text-align: center;\">Number of Canadians Aged 65 and older 1980-2018<\/h4>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<iframe class=\"everviz-iframe\" src=\"https:\/\/app.everviz.com\/embed\/lJk5R6CNK\/\" title=\"Chart: Number of Canadians Aged 65 and older 1980-2018\" style=\"border: 0; width: 100%; height: 500px\"><\/iframe>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#666666&#8243; link_text_color=&#8221;#FFFFFF&#8221; header_text_align=&#8221;left&#8221; header_2_font=&#8221;Merriweather||||||||&#8221; header_4_font=&#8221;Raleway||||||||&#8221; text_orientation=&#8221;center&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|true&#8221; custom_margin_last_edited=&#8221;off|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; animation_direction=&#8221;bottom&#8221; hover_transition_duration=&#8221;0ms&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;off|desktop&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<p style=\"text-align: center;\">Source: Statistics Canada<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_4_font_size=&#8221;20px&#8221; header_5_font=&#8221;Montserrat||||||||&#8221; header_5_text_color=&#8221;#666666&#8243; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;80%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_margin_tablet=&#8221;||10px||false|false&#8221; custom_margin_phone=&#8221;40px||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<h4 class=\"p1\" style=\"text-align: center;\">Average Life Expectancy at 65 years old 1980-2018<\/h4>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<iframe class=\"everviz-iframe\" src=\"https:\/\/app.everviz.com\/embed\/7E03-hHJ9\" title=\"Chart: Average Life Expectancy At 65 years old 1980-2018 - GM\" style=\"border: 0; width: 100%; height: 500px\"><\/iframe>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#666666&#8243; link_text_color=&#8221;#FFFFFF&#8221; header_text_align=&#8221;left&#8221; header_2_font=&#8221;Merriweather||||||||&#8221; header_4_font=&#8221;Raleway||||||||&#8221; text_orientation=&#8221;center&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_direction=&#8221;bottom&#8221; hover_transition_duration=&#8221;0ms&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<p style=\"text-align: center;\">Source: Statistics Canada<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#225072&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 10%|rgba(34,80,114,0.7) 10%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/2025\/01\/Retirement-Insights.webp&#8221; parallax=&#8221;on&#8221; display_conditions=&#8221;W10=&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; 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Enjoy the Insights.&#8221; title=&#8221;Stay Informed&#8221; description=&#8221;<p>Plan smarter for retirement with steady income and long-term growth opportunities. Subscribe for updates and learn how Harvest ETFs can support your retirement goals.<\/p>&#8221; use_spam_service=&#8221;on&#8221; recaptcha_list=&#8221;Harvest Portfolios|Harvest Portfolios-0&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; form_field_background_color=&#8221;gcid-6f6a6f46-238d-4d30-a949-d7541442f0d7&#8243; form_field_text_color=&#8221;#afafaf&#8221; form_field_focus_background_color=&#8221;#FFFFFF&#8221; form_field_focus_text_color=&#8221;gcid-57a4a871-1c9a-46f6-b62e-30768cb932ac&#8221; form_field_custom_padding=&#8221;||||true|false&#8221; header_font=&#8221;Montserrat|500|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;gcid-6f6a6f46-238d-4d30-a949-d7541442f0d7&#8243; header_font_size=&#8221;48px&#8221; body_text_align=&#8221;center&#8221; body_text_color=&#8221;gcid-6f6a6f46-238d-4d30-a949-d7541442f0d7&#8243; body_font_size=&#8221;18px&#8221; result_message_text_color=&#8221;gcid-474dd7a8-7cef-4dae-82cd-4a7141781f55&#8243; 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header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<h2>ETFs for Steady Retirement Income<\/h2>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.5&#8243; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.5em&#8221; link_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; max_width=&#8221;65rem&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22link_text_color%22%93,%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22text_text_color%22%93}&#8221;]<p style=\"text-align: center;\">Harvest Equity Income ETFs, Enhanced Income ETFs, Fixed Income ETFs, and Multi-Asset ETFs are built to deliver consistent monthly retirement income to bridge the retirement income gap. These ETFs use a <strong><a href=\"https:\/\/harvestportfolios.com\/call-option-etfs\/\" target=\"_blank\" rel=\"noopener\">call option strategy<\/a><\/strong> to generate income from a portfolio of stocks or fixed income securities. They can be held in RRSP or RRIF accounts and the income they pay can offset mandatory RRIF withdrawals. They pay high income yields and fill a need for retirement income not fully met by bonds, GICs, and <strong><a href=\"https:\/\/harvestportfolios.com\/cpp-explained-where-retirees-can-find-additional-income-etfs\/\" target=\"_blank\" rel=\"noopener\">government benefits like CPP<\/a><\/strong>. These are simple, consistent, high-yield solutions for retirement income.<\/p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/harvestportfolios.com\/covered-call-option-etfs\/&#8221; button_text=&#8221;Call Option Strategy&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Montserrat|600||on|||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;40px||||false|false&#8221; custom_padding=&#8221;14px|25px|14px|25px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_bg_color%22,%22button_text_color%22,%22button_border_color%22,%22button_text_color%22,%22button_bg_color__hover%22,%22button_border_color%22,%22button_text_color%22,%22button_bg_color__hover%22,%22button_border_color%22%93,%22gcid-474dd7a8-7cef-4dae-82cd-4a7141781f55%22:%91%22button_bg_color__hover%22%93}&#8221; 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da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;85%&#8221; custom_margin_tablet=&#8221;||40px||false|false&#8221; custom_margin_phone=&#8221;||40px||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;80px|0px||0px|false|false&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#cccccc&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; header_2_font=&#8221;Montserrat|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;36px&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; animation_direction=&#8221;bottom&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<h2>How we make it simple<\/h2>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.5&#8243; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.5em&#8221; link_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; max_width=&#8221;65rem&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22link_text_color%22,%22link_text_color%22%93,%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22text_text_color%22,%22text_text_color%22%93}&#8221;]<p style=\"text-align: center;\">Harvest Equity Income ETF and Enhanced Income ETF portfolios are invested in companies that are well established, with strong balance sheets and consistent earnings growth. Fixed Income ETF portfolios cover the entire maturity spectrum from exposure to treasury bonds and bills issued and backed by the full faith and credit of the US and Canadian governments. Multi-Asset ETFs are invested in Equity Income ETFs and Fixed Income ETFs. We generate steady income by collecting dividends from equities and by selling <strong><a href=\"https:\/\/cloud.3dissue.net\/31690\/31548\/31839\/67311\/index.html\" target=\"_blank\" rel=\"noopener\">call options<\/a><\/strong> to generate a premium on a portion of the portfolio. This strategy provides the ability to pay attractive, tax-efficient, monthly distributions for our investors.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,1_5,1_5,1_5,1_5&#8243; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;five-col-tab three-col-mob&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Large-Cap Companies&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe0ef;||divi||400&#8243; icon_color=&#8221;gcid-6c128f08-c2ab-49fe-bbfe-1505f372efef&#8221; image_icon_width=&#8221;82px&#8221; image_icon_width_tablet=&#8221;72px&#8221; image_icon_width_phone=&#8221;54px&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; 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_builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|700|||||||&#8221; header_2_font=&#8221;Montserrat|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;36px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; animation_direction=&#8221;bottom&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221;]<h2 class=\"p1\" style=\"text-align: center;\">Harvest ETFs Strategies for High Income<\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|700|||||||&#8221; header_2_font=&#8221;Montserrat|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;36px&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; animation_direction=&#8221;bottom&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221;]<h4 class=\"p1\" style=\"text-align: center;\">(with Covered Call Option Strategy)<\/h4>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.24.3&#8243; 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parent_header_level=&#8221;h4&#8243;]<p><strong>Details<\/strong><\/p>[\/dsm_flipbox_child][dsm_flipbox_child button_text=&#8221;Learn more&#8221; button_url=&#8221;https:\/\/harvestportfolios.com\/equity-income-etfs\/&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; content_line_height=&#8221;1.2em&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_radius=&#8221;0px&#8221; button_font=&#8221;|||on|||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; button_icon_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_alignment=&#8221;center&#8221; button_custom_padding=&#8221;6px|20px|6px|20px|true|true&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_text_color%22,%22button_border_color%22,%22button_icon_color%22%93}&#8221; parent_header_level=&#8221;h4&#8243;]<p><span>Harvest Equity Income ETF portfolios are invested in companies that are well-established, with strong balance sheets and consistent earnings growth.<\/span><\/p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox flipbox_type=&#8221;slide&#8221; flipbox_speed=&#8221;0.3s&#8221; flipbox_height=&#8221;360px&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child title=&#8221;Enhanced Income ETFs&#8221; image=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Enhanced-Equity-ETFs-Blue.svg&#8221; image_max_width=&#8221;60px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; content_text_align=&#8221;center&#8221; content_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; content_font_size=&#8221;14px&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22content_text_color%22%93}&#8221; parent_header_level=&#8221;h4&#8243;]<p><strong>Details<\/strong><\/p>[\/dsm_flipbox_child][dsm_flipbox_child button_text=&#8221;Learn more&#8221; button_url=&#8221;https:\/\/harvestportfolios.com\/enhanced-income-etfs\/&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; content_line_height=&#8221;1.2em&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_radius=&#8221;0px&#8221; button_font=&#8221;|||on|||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; button_icon_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_alignment=&#8221;center&#8221; button_custom_padding=&#8221;6px|20px|6px|20px|true|true&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_text_color%22,%22button_border_color%22,%22button_icon_color%22%93}&#8221; 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content_font_size=&#8221;14px&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22content_text_color%22%93}&#8221; parent_header_level=&#8221;h4&#8243;]<p><strong>Details<\/strong><\/p>[\/dsm_flipbox_child][dsm_flipbox_child button_text=&#8221;Learn more&#8221; button_url=&#8221;https:\/\/harvestportfolios.com\/fixed-income-etfs\/&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; content_line_height=&#8221;1.2em&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_radius=&#8221;0px&#8221; button_font=&#8221;|||on|||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; button_icon_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_alignment=&#8221;center&#8221; button_custom_padding=&#8221;6px|20px|6px|20px|true|true&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_text_color%22,%22button_border_color%22,%22button_icon_color%22%93}&#8221; parent_header_level=&#8221;h4&#8243;]<p><span>Harvest Fixed Income ETFs cover the entire maturity spectrum with short, intermediate, and long duration options.<\/span><\/p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox flipbox_type=&#8221;slide&#8221; flipbox_speed=&#8221;0.3s&#8221; flipbox_height=&#8221;360px&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child title=&#8221;Multi-Asset ETFs&#8221; image=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Balanced-Income-ETFs-Blue.svg&#8221; image_max_width=&#8221;60px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; content_text_align=&#8221;center&#8221; content_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; content_font_size=&#8221;14px&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22content_text_color%22%93}&#8221; parent_header_level=&#8221;h4&#8243;]<p><strong>Details<\/strong><\/p>[\/dsm_flipbox_child][dsm_flipbox_child button_text=&#8221;Learn more&#8221; button_url=&#8221;https:\/\/harvestportfolios.com\/multi-asset-etfs\/&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; content_line_height=&#8221;1.2em&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_color=&#8221;on&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_radius=&#8221;0px&#8221; button_font=&#8221;|||on|||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; button_icon_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_alignment=&#8221;center&#8221; button_custom_padding=&#8221;6px|20px|6px|20px|true|true&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_text_color%22,%22button_border_color%22,%22button_icon_color%22%93}&#8221; parent_header_level=&#8221;h4&#8243;]<p><span>Multi-Asset portfolios invest in a mix of ETFs that are listed on a recognized North American stock exchange that provide exposure to equities, investment grade bonds, or money market instruments, and includes ETFs that engage in covered call strategies.<\/span><\/p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;85%&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#3d3d3d&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;27px&#8221; header_4_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; custom_margin=&#8221;30px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_4_text_color%22%93}&#8221;]<h4 style=\"text-align: center;\">Speak to your advisor about how Harvest Equity Income ETFs can help.<\/h4>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Featured ETFs&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|700|||||||&#8221; header_2_font=&#8221;Montserrat|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;36px&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<h2>Featured Harvest ETFs<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display: flex;&#8221; custom_css_main_element_phone=&#8221;display: block;&#8221;][et_pb_column type=&#8221;1_3&#8243; admin_label=&#8221;HDIF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_tablet=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#d1d1d1&#8243; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;16px&#8221; box_shadow_spread=&#8221;-32px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;margin: 10px;&#8221; custom_css_main_element_phone=&#8221;margin: 10px 0;&#8221; box_shadow_spread__hover=&#8221;-18px&#8221; box_shadow_spread__hover_enabled=&#8221;on|hover&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|hover&#8221; transform_translate__hover_enabled=&#8221;on|desktop&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-4px&#8221;][et_pb_image src=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/monthly_perf\/icons\/tsx-hdif.svg&#8221; alt=&#8221;HDIF | Harvest Diversified Monthly Income ETF&#8221; title_text=&#8221;HDIF&#8221; url=&#8221;https:\/\/harvestportfolios.com\/etf\/hdif\/&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100px&#8221; width_tablet=&#8221;80px&#8221; width_phone=&#8221;90px&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;22px&#8221; custom_margin=&#8221;||14px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; link_option_url=&#8221;https:\/\/harvestportfolios.com\/etf\/hdif\/&#8221; header_font_size_last_edited=&#8221;off|tablet&#8221; header_2_font_size_tablet=&#8221;22px&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221;]<h2>Harvest Diversified Monthly Income ETF<\/h2>[\/et_pb_text][et_pb_divider color=&#8221;#d1d1d1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text content_tablet=&#8221;<table style=%22border: none; border-collapse: collapse; margin: 0px; padding: 0px; width: 100%; table-layout: fixed;%22>\n<thead style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 0em;%22>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: .8rem; color: #808080;%22>Price<\/th>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: .8rem; color: #808080;%22>NAV<\/th>\n<\/tr>\n<\/thead>\n<tbody style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 1em;%22>\n<td style=%22font-size: 1.6rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<td style=%22font-size: 1.6rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<\/tr>\n<\/tbody>\n<\/table>&#8221; content_phone=&#8221;<table style=%22border: none; border-collapse: collapse; margin: 0px; padding: 0px; width: 100%; table-layout: fixed;%22>\n<thead style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 0em;%22>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: 1rem; color: #808080;%22>Price<\/th>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: 1rem; color: #808080;%22>NAV<\/th>\n<\/tr>\n<\/thead>\n<tbody style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 1em;%22>\n<td style=%22font-size: 1.8rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<td style=%22font-size: 1.8rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<\/tr>\n<\/tbody>\n<\/table>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_4_font=&#8221;|300|||||||&#8221; header_4_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_4_font_size=&#8221;30px&#8221; header_4_line_height=&#8221;2em&#8221; header_5_font=&#8221;|800|||||||&#8221; header_5_text_color=&#8221;#808080&#8243; custom_margin=&#8221;||60px||false|false&#8221; header_4_font_size_tablet=&#8221;22px&#8221; header_4_font_size_phone=&#8221;28px&#8221; header_4_font_size_last_edited=&#8221;on|tablet&#8221; header_5_font_size_tablet=&#8221;14px&#8221; header_5_font_size_phone=&#8221;14px&#8221; header_5_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_4_text_color%22,%22header_4_text_color%22%93}&#8221;]<table style=\"border: none; 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custom_css_main_element_tablet=&#8221;margin: 10px;&#8221; custom_css_main_element_phone=&#8221;margin: 10px 0;&#8221; box_shadow_spread__hover=&#8221;-18px&#8221; box_shadow_spread__hover_enabled=&#8221;on|hover&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|hover&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-4px&#8221;][et_pb_image src=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/monthly_perf\/icons\/tsx-hbig.svg&#8221; alt=&#8221;HBIG | Harvest Balanced Income &#038; Growth ETF&#8221; title_text=&#8221;HBIG&#8221; url=&#8221;https:\/\/harvestportfolios.com\/etf\/hbig\/&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100px&#8221; width_tablet=&#8221;80px&#8221; width_phone=&#8221;90px&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; header_2_font_size=&#8221;22px&#8221; custom_margin=&#8221;||14px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; link_option_url=&#8221;https:\/\/harvestportfolios.com\/etf\/hbig\/&#8221; header_font_size_last_edited=&#8221;off|tablet&#8221; header_2_font_size_tablet=&#8221;22px&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22%93}&#8221;]<h2>Harvest Balanced Income &amp; Growth ETF<\/h2>[\/et_pb_text][et_pb_divider color=&#8221;#d1d1d1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text content_tablet=&#8221;<table style=%22border: none; border-collapse: collapse; margin: 0px; padding: 0px; width: 100%; table-layout: fixed;%22>\n<thead style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 0em;%22>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: .8rem; color: #808080;%22>Price<\/th>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: .8rem; color: #808080;%22>NAV<\/th>\n<\/tr>\n<\/thead>\n<tbody style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 1em;%22>\n<td style=%22font-size: 1.6rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<td style=%22font-size: 1.6rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<\/tr>\n<\/tbody>\n<\/table>&#8221; content_phone=&#8221;<table style=%22border: none; border-collapse: collapse; margin: 0px; padding: 0px; width: 100%; table-layout: fixed;%22>\n<thead style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 0em;%22>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: 1rem; color: #808080;%22>Price<\/th>\n<th style=%22padding: 0 0 .5em 0; text-align: left; font-size: 1rem; color: #808080;%22>NAV<\/th>\n<\/tr>\n<\/thead>\n<tbody style=%22border: none;%22>\n<tr style=%22background-color: #fff; border: none; padding: 1em;%22>\n<td style=%22font-size: 1.8rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<td style=%22font-size: 1.8rem; padding: .5em 0 0 0; text-align: left; color: #333; font-weight: 300; border: none;%22>$10.33<\/td>\n<\/tr>\n<\/tbody>\n<\/table>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_4_font=&#8221;|300|||||||&#8221; 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custom_css_blurb_title=&#8221;margin-left: -6px;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-57a4a871-1c9a-46f6-b62e-30768cb932ac%22:%91%22header_text_color%22%93}&#8221; image__hover_enabled=&#8221;on|hover&#8221; image__hover=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Download-Icon-Hover.svg&#8221; custom_css_blurb_title_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_title_tablet=&#8221;margin-left: -10px;&#8221; custom_css_blurb_title_phone=&#8221;margin-left: -10px;&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Investor Brochure&#8221; url=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/brochures\/Harvest_Diversified_Equity_Income_ETF_CF.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Download-Icon.svg&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;32px&#8221; content_max_width=&#8221;100%&#8221; image_icon_width_tablet=&#8221;28px&#8221; 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custom_css_blurb_title_phone=&#8221;margin-left: -10px;&#8221;][\/et_pb_blurb][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;|800|||on||||&#8221; link_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; link_font_size=&#8221;18px&#8221; positioning=&#8221;absolute&#8221; position_origin_a=&#8221;bottom_left&#8221; position_origin_r=&#8221;bottom_left&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;||20px|20px|false|false&#8221; link_font_size_tablet=&#8221;14px&#8221; link_font_size_phone=&#8221;14px&#8221; link_font_size_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;text-underline-offset: 2px;&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22link_text_color%22%93,%22gcid-474dd7a8-7cef-4dae-82cd-4a7141781f55%22:%91%22link_text_color__hover%22%93}&#8221; link_text_color__hover=&#8221;#ff9900&#8243; link_text_color__hover_enabled=&#8221;on|hover&#8221;]<p><a href=\"https:\/\/harvestportfolios.com\/etf\/hbig\/\">Learn more about HBIG<\/a><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; 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header_2_font_size=&#8221;22px&#8221; custom_margin=&#8221;||14px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; link_option_url=&#8221;https:\/\/harvestportfolios.com\/etf\/hlif\/&#8221; header_2_font_size_tablet=&#8221;22px&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22header_2_text_color%22,%22header_2_text_color%22%93}&#8221;]<h2>Harvest Canadian Equity Income Leaders ETF<\/h2>[\/et_pb_text][et_pb_divider color=&#8221;#d1d1d1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text content_tablet=&#8221;<table style=%22border: none; border-collapse: collapse; margin: 0px; padding: 0px; width: 100%; table-layout: fixed;%22>\n<thead style=%22border: none;%22>\n<tr style=%22background-color: #fff; 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content_max_width=&#8221;100%&#8221; image_icon_width_tablet=&#8221;28px&#8221; image_icon_width_phone=&#8221;28px&#8221; image_icon_width_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h6&#8243; header_text_color=&#8221;gcid-57a4a871-1c9a-46f6-b62e-30768cb932ac&#8221; image_icon_custom_margin=&#8221;-8px||||false|false&#8221; image_icon_custom_padding=&#8221;||||false|false&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;14px&#8221; header_font_size_phone=&#8221;14px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_title=&#8221;margin-left: -6px;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-57a4a871-1c9a-46f6-b62e-30768cb932ac%22:%91%22header_text_color%22,%22header_text_color%22%93}&#8221; image__hover_enabled=&#8221;on|hover&#8221; image__hover=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Download-Icon-Hover.svg&#8221; custom_css_blurb_title_tablet=&#8221;margin-left: -10px;&#8221; custom_css_blurb_title_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_title_phone=&#8221;margin-left: -10px;&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Investor Brochure&#8221; url=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/brochures\/Harvest_Canadian_Equity_Income_Leaders_ETF_CF_web.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Download-Icon.svg&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;32px&#8221; content_max_width=&#8221;100%&#8221; image_icon_width_tablet=&#8221;28px&#8221; image_icon_width_phone=&#8221;28px&#8221; image_icon_width_last_edited=&#8221;on|tablet&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h6&#8243; header_text_color=&#8221;gcid-57a4a871-1c9a-46f6-b62e-30768cb932ac&#8221; image_icon_custom_margin=&#8221;-8px||||false|false&#8221; image_icon_custom_padding=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;14px&#8221; header_font_size_phone=&#8221;14px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_title=&#8221;margin-left: -6px;&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-57a4a871-1c9a-46f6-b62e-30768cb932ac%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93}&#8221; image__hover_enabled=&#8221;on|hover&#8221; image__hover=&#8221;https:\/\/harvestportfolios.com\/wp-content\/uploads\/svgs\/Download-Icon-Hover.svg&#8221; custom_css_blurb_title_tablet=&#8221;margin-left: -10px;&#8221; custom_css_blurb_title_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_title_phone=&#8221;margin-left: -10px;&#8221;][\/et_pb_blurb][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;|800|||on||||&#8221; link_text_color=&#8221;gcid-1e195e29-2b1c-4062-bb97-3af45d663f88&#8243; link_font_size=&#8221;18px&#8221; positioning=&#8221;absolute&#8221; position_origin_a=&#8221;bottom_left&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;||20px|20px|false|false&#8221; link_font_size_tablet=&#8221;14px&#8221; link_font_size_phone=&#8221;14px&#8221; link_font_size_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;text-underline-offset: 2px;&#8221; global_colors_info=&#8221;{%22gcid-1e195e29-2b1c-4062-bb97-3af45d663f88%22:%91%22link_text_color%22,%22link_text_color%22%93,%22gcid-474dd7a8-7cef-4dae-82cd-4a7141781f55%22:%91%22link_text_color__hover%22%93}&#8221; link_text_color__hover=&#8221;#ff9900&#8243; link_text_color__hover_enabled=&#8221;on|hover&#8221;]<p><a href=\"https:\/\/harvestportfolios.com\/etf\/hlif\/\">Learn more about HLIF<\/a><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;32px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<h2>Relevant Insights<\/h2>[\/et_pb_text][et_pb_blog_extras include_post_tag=&#8221;76,392,68,257,224,67,73,348&#8243; blog_layout=&#8221;slider&#8221; slider_layout=&#8221;block_extended&#8221; excerpt_length=&#8221;0&#8243; use_read_more_button=&#8221;on&#8221; show_author=&#8221;off&#8221; category_color=&#8221;#FFFFFF&#8221; category_background_color=&#8221;gcid-6c128f08-c2ab-49fe-bbfe-1505f372efef&#8221; show_comments=&#8221;off&#8221; slides_per_view=&#8221;4&#8243; autoplay=&#8221;off&#8221; slide_transition_duration=&#8221;300&#8243; show_control_dot=&#8221;on&#8221; slides_per_view_tablet=&#8221;3&#8243; slides_per_view_phone=&#8221;2&#8243; slides_per_view_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h4&#8243; custom_read_more=&#8221;on&#8221; read_more_text_size=&#8221;16px&#8221; read_more_text_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; read_more_bg_color=&#8221;RGBA(255,255,255,0)&#8221; read_more_border_width=&#8221;0px&#8221; read_more_alignment=&#8221;left&#8221; read_more_custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; 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border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22read_more_text_color%22,%22arrow_background_color%22%93,%22gcid-6c128f08-c2ab-49fe-bbfe-1505f372efef%22:%91%22category_background_color%22%93}&#8221;][\/et_pb_blog_extras][et_pb_button button_url=&#8221;https:\/\/harvestportfolios.com\/insights\/retirement\/&#8221; button_text=&#8221;More Retirement Insights&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-8907cd20-40d6-419c-a42d-428ad4a75974&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Montserrat|600|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;40px||||false|false&#8221; custom_padding=&#8221;14px|25px|14px|25px|true|true&#8221; global_colors_info=&#8221;{%22gcid-8907cd20-40d6-419c-a42d-428ad4a75974%22:%91%22button_bg_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f78c00&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Disclaimer&#8221; _builder_version=&#8221;4.24.0&#8243; background_enable_color=&#8221;off&#8221; background_color_gradient_start=&#8221;#e9eff2&#8243; background_color_gradient_end=&#8221;#ffffff&#8221; custom_padding=&#8221;25px|0px|50px|0px|false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; admin_label=&#8221;Blog&#8221; _builder_version=&#8221;4.24.0&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_toggle title=&#8221;Disclaimer&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;|300|||||||&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;30px|40px|30px|40px|true|true&#8221; global_colors_info=&#8221;{}&#8221;]<p style=\"text-align: justify;\"><span>For Information Purposes Only.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Commissions, management fees and expenses all may be associated with investing in HARVEST Exchange Traded Funds (managed by Harvest Portfolios Group Inc.). The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account income taxes payable by any securityholder that would have reduced returns. Please read the relevant prospectus before investing. The funds are not guaranteed, their values change frequently and past performance may not be repeated. The information contained herein should not be considered as advice and\/or a recommendation to purchase or sell the mentioned securities or used to engage in personal investment strategies. Tax, investment and all other decisions should be made with guidance from a qualified professional. Certain statements included in this communication constitute forward-looking statements, including, but not limited to, those identified by the expressions \u201cexpect\u201d, \u201cintend\u201d, \u201cwill\u201d and similar expressions to the extent they relate to the Investment Fund. The forward-looking statements are not historical facts but reflect the Fund\u2019s, Harvest and the Manager of the Fund\u2019s current expectations regarding future results or events. These forward looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. Although the Fund, Harvest and the Manager of the Fund believes that the assumptions inherent in the forward-looking statements are reasonable, forward-looking statements are not guarantees of future performance and, accordingly, readers are cautioned not to place undue reliance on such statements due to the inherent uncertainty therein. The Fund, Harvest and the Manager of the Fund undertakes no obligation to update publicly or otherwise revise any forward-looking statement or information whether as a result of new information, future events or other such factors which affect this information, except as required by law.<\/span><\/p>\n<p style=\"text-align: justify;\"><span><\/span><\/p>\n<p style=\"text-align: left;\"><em><a href=\"https:\/\/harvestportfolios.com\/retirement-planning\/#_ftnref1\" name=\"_ftn1\">[1]<\/a> MacDonald, B.-J., Sanders, B., Strachan, L., Frazer, M. (2021). Affordable Lifetime Pension Income for a Better Tomorrow. How we can address the $1.5 trillion decumulation disconnect in the Canadian retirement income system with Dynamic Pension pools. Toronto, ON: National Institute on Ageing, Ryerson University and Global Risk Institute.<\/em><\/p>\n<p style=\"text-align: left;\"><em><a href=\"https:\/\/harvestportfolios.com\/retirement-planning\/#_ftnref1\" name=\"_ftn1\"><span>[2]<\/span><\/a><span>\u00a0<\/span>Statscan, RBC<\/em><\/p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section]<span class=\"et_bloom_bottom_trigger\"><\/span>","protected":false},"excerpt":{"rendered":"<p>Planning for retirement in Canada is complex, but high investment income can help simplify things for retirees, learn how.<\/p>\n","protected":false},"author":5,"featured_media":52184,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-47327","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v25.9) - 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